Windows Freeware
Our Freeware Pick Of The Week - April 12, 2008

AceMoney Lite
A personal finance manager
1.8 MB Windows Executable (EXE)
About 20 minute download for dialup users -
30 seconds or less for broadband users
Windows 98, ME, NT, 2000, XP, and Windows Vista

"They say the best things in life are free, but you can give them to the birds and bees ..I want money..."

Most of your are more like EB than TC - meaning you have some money or a lot of money - instead of no money.

Assuming you have some money, a checking account. a savings account, or any place you stash money (besides a mattress or the IRS), and you've watch MS MONEY progress from a nice little personal finance manager into a bloated program that looks like it ate Norton software for breakfast, or you've tried Quicken and it was so confusing to you that you became dizzy and called it "Sicken" - then you'll appreciate this sleek, easy-to-understand interface of AceMoney Lite. Honest. It's so easy even the Wild Man from Borneo could figure it out ("Yum, yum, eat um up!")

If you have no money, then you can skip this section and move on to the next section. Obviously, if you have no money, no checkbook, no savings, no financial accoutrements at all, you don't need a money manager anymore than a person without a dog needs a dog house. If you have no money, like TC, and still want to read this article to glean all the glorious witticisms from it, you can stop reading now. The witticisms, as Harry S. Truman once said, stop here.

OK, we're all business (no pun intended) from here on out, ladies and gentleman. Here's the scoop on AceMoney Lite from the horse's mouth:

"...AceMoney Lite is a freeware personal finance manager. It has all the features of its big brother except multiple accounts management. As AceMoney, AceMoney Lite helps people organize and manage their personal finances quickly and easily. It supports all the features required for home or even small-business accounting needs:

* Track your spending habits and see where the money goes
Generate any report by categories or payors / payees, including pie charts. Now you can see at a glance how much you spent on food last month. Find all your withdrawals and deposits by any parameter.

* Create and manage budgets
The program has more than 100 predefined spending categories. Setup budget limits for every category and track the difference between actual and budgeted values.

* Track performance of investments
Track 401k, Stock options, Employee Stock Purchase Plans or any other investment activities. You don't need to enter the stock quotes manually: AceMoney will download them from the net!

* Do your financial math in multiple currencies
The software supports more than 150 different currencies and automatically downloads their exchange rates from Internet.

* Enjoy the convenience of on-line banking
Download and import information from on-line banks in QIF and OFX formats. If you run a small business, export to HTML, Text, or CSV formats to generate statements or perform complex statistical analysis.

* Don't miss the next deadline for bills
AceMoney takes control over your bills and shows you when they should be paid.

* Double check
Enjoy the security of password protection of every file, scheduled backups and many other features without having any experience in accounting!

* Plan debts and mortgage payments
AceMoney provides a loan calculator to plan debt payments and a professional mortgage calculator to estimate future mortgage payments if you are planning to purchase real estate.

* Do e-business with AceMoney
Are you selling goods on eBay? Are you in a shareware business? Do it with AceMoney! AceMoney automates input of orders coming from PayPal, RegNow, RegSoft, SWReg and Plimus...."

All of you with money probably have money because you're always reading the freeware section first - to find little gems like AceMoney so you don't have to pay Bill Gates $99.00 for Norton's adopted cousin MS Money. And if you're one of the people who moved to Apple because of Apple's skillfully crafted advertising campaign - you'll once again be disappointed because like most all freeware AceMoney doesn't have a Mac version (although it does have a Linux version).

OK Enough! It's a great personal finance manager and it's a greet freeware program. The "Lite" flavor program does not support multiple accounts. If you have money stashed in 15 different banks you can certainly afford to buy the full version of the program for 20 bucks. For those of you with less than $500,000 of liquid assets (that does not mean whiskey, wine, beer, or vodka) the freeware Lite version should be quite sufficient.

You can read more about and/or download our Freeware Pick Of The Week, AceMoney Lite, from this location.


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