What’s the Difference Between Phishing and Smishing?
In today’s world, we’re constantly bombarded with messages, emails, and notifications. Thankfully, most are benign, but some are malicious, aiming to steal our personal information or financial data. Two of the most common methods used by cybercriminals are phishing and smishing. They both have the same goal—stealing your personal or financial data—but differ in how they’re delivered.
Today, we’ll discuss the difference between these deceptive practices.
Phishing: Casting a Wide Net
Phishing is a cybercrime where attackers attempt to trick individuals into revealing sensitive information, such as usernames, passwords, credit card details, or social security numbers. This is typically done through deceptive emails, websites, or even phone calls.
Phishing is done primarily via email. Attackers impersonate legitimate organizations, like banks, online retailers, or social media platforms. They create emails that appear official, often with logos and using the branding of well-known companies. They create websites that look almost exactly like legitimate ones – so it’s very difficult to tell the difference.
They use scare tactics or urgency to get you to act immediately, such as claiming your account has been compromised. These emails include malicious links or attachments that, when clicked, lead to counterfeit websites or download malware.
For example, an email claiming to be from your bank, stating your account has been locked, and requesting you click a link to verify your details.
Smishing: Phishing by Text Message
Smishing is short for SMS phishing. It is a variation of phishing that uses text messages (SMS) to deceive victims.
Smishing is done primarily via text messages. Criminals send text messages that appear to be from reputable sources, such as banks, delivery services, or government agencies. They use short, urgent messages to prompt immediate action, like “Your package is waiting; click here to confirm.”
They often ask for personal information or encourage you to call a fraudulent number. They may also include shortened URLs that mask the true destination of the link. A common example is a text message claiming to be from a delivery company, stating your package could not be delivered and asking you to click a link to reschedule.
Protect Yourself from Phishing and Smishing:
Always be wary of unsolicited emails or messages. Never click on links or open attachments from unknown senders, banks, or other institutions involving money. A bank, credit card company, or government agency will never ask you to click a link to verify your password or other personal information.
Check URLs carefully: Look for misspellings or unusual characters in website addresses.
Legitimate organizations will rarely ask for personal information via email or text.
Use strong passwords and enable two-factor authentication. Or better yet, use Passkeys if the site accepts them.
Be suspicious of urgent requests. Scammers often use time-sensitive tactics to pressure you into acting quickly.
Both phishing and smishing aim to steal your information; the difference lies in how they are delivered.
Staying informed and being aware and cautious with emails or messages that deal with money or that try to scare you into taking immediate action greatly reduce your risk of becoming a victim.